Privacy Policy

MoneyMap Pulse

by JP Finance Learning Lab

Last Updated: April 2026

Overview

MoneyMap ("the App") is a personal finance tracking and planning tool designed to help users understand their finances. This privacy policy explains how we handle your data.

Data Collection

What Data the App Uses

The App allows you to enter the following information for personal financial tracking:

• Profile Information: Name (optional), age, country, currency preference
• Financial Information: Income, expenses, savings goals, retirement targets
• Asset Information: Property values, savings, investments, pension values
• Liability Information: Mortgages, loans, credit card balances

How Data is Stored

• All data is stored locally on your device only
• Data is stored using secure device storage (AsyncStorage)
• No data is transmitted to external servers
• No cloud backup or sync (in current version)

What We Do NOT Collect

• We do not collect personal identification information
• We do not collect location data
• We do not use analytics or tracking
• We do not use cookies
• We do not collect device identifiers
• We do not access your contacts, camera, or other device features
• We do not share any data with third parties

Data Security

• Your data remains on your device at all times
• The App does not have any server-side components
• No account registration is required
• No passwords or authentication tokens are stored

User Control

You have full control over your data:

• View: See all your entered data in the app
• Edit: Modify any information at any time
• Delete: Use the "Reset Profile" feature to permanently delete all data
• Export: Data export features may be added in future versions

Third-Party Services

The current version of the App does not integrate with any third-party services, analytics platforms, or advertising networks.

Children's Privacy

This App is not intended for use by children under 18 years of age. We do not knowingly collect information from children.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be reflected in the "Last Updated" date at the top of this document.

Future Versions

Future versions of the App may include optional features such as:

• Cloud backup (opt-in only)
• Data export functionality

Any such features will be clearly disclosed, require explicit user consent, and this privacy policy will be updated accordingly.

Contact

If you have questions about this privacy policy or the App's data practices:

Summary

Aspect	Status
Data stored locally	Yes
Data sent to servers	No
Account required	No
Analytics/tracking	No
Advertising	No
Data shared with third parties	No
User can delete all data	Yes

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